Agricultural Equipment Finance

Earthmoving Equipment and Excavator finance

Similar to yellow goods, a large proportion of farm machinery and equipment funding is offered by non-bank lenders with an appetite for financing older or more specialised assets. For this reason, it pays to use a broker with the expertise and access to a broad range of lenders.

Triple 8 offers a variety of simple funding solutions to regional and agribusiness customers to purchase, upgrade or replace existing equipment, including Chattel Mortgage, Finance Lease and Equipment Rental options

• Structure repayments to suit

• $0 deposit loans

• Use fixed payments to assist with budget control

• Finance older assets and equipment

• Refinance existing facilities

• Loan terms up to 7 years

• Simple replacement finance options

Why Triple 8 Equipment Finance?


Hour approvals


Lenders to choose from


Finance with zero deposit

Simple Finance Solutions for all Occasions

Triple 8 Equipment Finance are commercial asset finance specialists. We handle the entire process from application to settlement and can even look after your earthmoving equipment insurance requirements through our dedicated partner network.

The equipment finance market has evolved significantly over the past few years to include a wide range of specialist financiers and other bank competitors. We compare the market to provide you with the most competitive rates and best outcomes available, or to guide you in the right direction if your earthmoving equipment finance needs dictate a specialist funding solution.

We are a boutique brokerage dedicated to providing the highest level of service, fast turnaround on applications, and placing our customers’ needs first at all times. 

Call us for a confidential, no-obligation discussion on all your excavator and earthmoving finance options, or use the button below to request a call-back at a time convenient to you.

Request a Call-back

Our Funding Partners

Through our extensive lender panel, Triple 8 has access to a wide range of financial products to provide tailored funding solutions for our clients.

In addition, we have direct access to a number of smaller niche funders that provide working capital solutions. business loans and lines of credit as a value-added service to our customers.

Triple 8 Equipment Finance lender panel

Equipment Finance - Q & A

What kind of equipment  do you finance?

Triple 8 provides easy finance options for all serialised business equipment , including new and used trucks, vehicles, plant and equipment up to any age.

Can I get equipment finance for a start-up business?

Yes, start-up businesses and new operators are eligible for equipment loans just like any other established business. Triple 8 specialises in assisting new operators or start-up businesses secure equipment loans and will guide you step by step through the application and document preparation process. Check out our helpful tips for start-ups and new ventures.

Do I need a deposit for a loan?

Certain lenders may require non-property owners to put down a deposit of around 20% of the purchase price. Start-up businesses will also be required to use their own funds as a deposit. In some cases, the lender will accept unencumbered assets in lieu of a cash deposit provided there is enough equity in the equipment to cover their requirements.

I have bad credit, will that be a problem?

Not necessarily. Because we understand that things can sometimes go wrong in life, Triple 8 provides a number of options that allow businesses or individuals with impaired credit to secure a loan. When assessing an application for a bad credit loan, certain lenders will look beyond your credit file and take other factors into account, such as trading history and current financials.

Do I need to provide my business’ financials to get a loan?

Depending on your circumstances, equipment loan applications may be made on a Low/No Doc or a Full Doc basis, each of which require varying degrees of supporting information. Full financials are not required for Low or No Doc applications, and depending on the required loan amount, you may not need to provide any financial information at all. At Triple 8, we will assess your eligibility for each option and advise you on the most suitable loan options for your circumstances.

Can I get an equipment loan if I have an overdue tax debt?

Yes, an outstanding ATO tax debt does not disqualify you from being approved for a new or used equipment loan however, depending on the amount of the loan, certain lenders may ask for evidence of an ATO payment plan.

Can I finance more than one piece of equipment at a time?

Yes. For example, if you're looking to finance an earthmoving combo including an excavator loan, a skid steer loan and a tipper truck loan, we'll structure your application accordingly to find you the best solution to suit your needs

Equipment Finance Application Process

The application process for earthmoving equipment loans may vary from lender to lender, however these six steps outline the typical process we follow:

Step 1

Complete a brief telephone or face to face interview to discuss your borrowing requirements and current business situation

Step 2

Triple 8 will revert with a recommended lender strategy and provide a list of supporting information required from you to proceed

Step 3

Once we've receive your information we'll call you at a convenient time to complete the application over the phone before submitting it to the lender

Step 4

Provided no further supporting information is requested by the lender, an approval may be issued within as little as 24 hours

Step 5

Triple 8 will contact the seller to request the required documents and arrange an asset inspection if required by the lender

Step 6 

Loan documents are drafted for signature once vendor information has been returned


Once loan documents have been correctly executed and returned along with any remaining information your broker will prepare the final documents for settlement. Please allow up to 24 hours from return of documents for settlement to occur

triple 8 equipment finance