Business Vehicle Finance

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Business vehicle loans and car finance

Fast, flexible business vehicle finance for ABN holders, including sole traders, partnerships, trusts and companies.

We'll source the best deals from our panel of over 30 lenders for your next new or used commercial vehicle purchase.

All trades and industries qualify to apply for our low rate business vehicle finance options, including established businesses or start-ups and businesses with less than 2 years’ trading history.

• $0 deposit vehicle loans

• Retain capital for other business demands

• Access possible tax benefits*

• Use fixed payments to assist with budget control

• Tailor your loan terms including balloon payments

• Borrow up to 130% of the purchase price

• Dealer and private sale purchase acceptable

• 0 – 2 year ABN options available

• No GST registration required up to $150k 

* Consult your tax advisor for further information

Why Triple 8 Equipment Finance?


Hour approvals


Lenders to choose from


Finance with zero deposit

Commercial Vehicle Finance the Simple Way

Triple 8 Equipment Finance are commercial asset finance specialists. We handle the entire process from application to settlement and can even look after your business vehicle insurance requirements through our dedicated partner network.

The equipment finance market has evolved significantly over the past few years to include a wide range of specialist financiers and other bank competitors. We compare the market to provide you with the most competitive rates and best outcomes available, or to guide you in the right direction if your vehicle finance needs dictate a specialist funding solution.

We are a boutique brokerage dedicated to providing the highest level of service, fast turnaround on applications, and placing our customers’ needs first at all times. 

Call us for a confidential, no-obligation discussion on all your business vehicle finance options, or use the button below to request a call-back at a time convenient to you.

Request a Call-back

Our Funding Partners

Through our extensive lender panel, Triple 8 has access to a wide range of financial products to provide tailored funding solutions for our clients.

In addition, we have direct access to a number of smaller niche funders that provide working capital solutions. business loans and lines of credit as a value-added service to our customers.

Equipment finance lenders

Business Vehicle Loans - Q & A

What type of vehicle loan is best for my business?

Our business vehicle loan options include Chattel Mortgage, Finance Lease, Operating Lease or Hire Purchase. For the most suitable structure for your business, we recommend speaking to your accountant or tax advisor before applying for vehicle finance pre-approval

How long will it take for my loan to be approved?

Applications for business vehicle loans can be approved in as little as a few hours to a few days depending on your circumstances and time taken to provide your broker with the required information. On average, allow between 24 and 48 hours from the time your application is submitted

What information do I need to provide?

After a brief discussion, your broker will advise if you're eligible for a Low Doc application, in which case, all you'll need is your ID, proof of address and a signed Privacy Declaration. If you don't meet Low Doc criteria, you may be required to provide your business bank statements or other financial information along with your ATO tax portal statements

I have bad credit, will that be a problem?

Not necessarily. Because we understand that things can sometimes go wrong in life, Triple 8 provides a number of options that allow businesses or individuals with impaired credit to secure a business vehicle loan. When assessing an application for a bad credit vehicle loan, certain lenders will look beyond your credit file and take other factors into account, such as trading history and current financials.

Can I get a loan pre-approval before looking for a vehicle?

Yes. ABN holders may apply for a pre-approved loan amount. There is no cost to apply and uou are not required to spend the full amount. You may also be allowed to exceed the approved amount slightly however we recommend checking with your broker before doing so. Pre-approvals are valid for up to three months from date of issue.

Can I get a business vehicle loan if I have an overdue tax debt?

Yes, an outstanding ATO tax debt does not disqualify you from being approved for a new or used vehicle loan however, depending on the amount of the loan, certain lenders may ask for evidence of a payment plan with the ATO.

Can I pay my loan out early?

Yes. You are entitled to pay your loan out before your contract ends however early termination fees may apply which are calculated by the lender at the time of payout.

How much will it cost me to use a broker for my business vehicle loan?

While some brokers charge additional fees for their services, Triple 8 does not. Instead, we are paid a commission by whatever lender you choose to obtain your loan through. In some instances it may even be cheaper to use a broker due to our ability to source the lowest rates from a range of lenders.

Business Vehicle Finance Application Process

The application process for earthmoving equipment loans may vary from lender to lender, however these six steps outline the typical process we follow:

Step 1

Complete a brief telephone or face to face interview to discuss your borrowing requirements and current business situation

Step 2

Triple 8 will revert with a recommended lender strategy and provide a list of supporting information required from you to proceed

Step 3

Once we've receive your information we'll call you at a convenient time to complete the application over the phone before submitting it to the lender

Step 4

Provided no further supporting information is requested by the lender, an approval may be issued within as little as 24 hours

Step 5

Triple 8 will contact the seller to request the required documents and arrange an asset inspection if required by the lender

Step 6 

Loan documents are drafted for signature once vendor information has been returned


Once loan documents have been correctly executed and returned along with any remaining information your broker will prepare the final documents for settlement. Please allow up to 24 hours from return of documents for settlement to occur

triple 8 equipment finance