Excavator and Earthmoving Equipment Finance Gold Coast

Searching for a digger finance specialist with access to the lowest rates and expert knowledge of the equipment finance landscape? You're in the right place. 

Earthmoving Equipment and Excavator finance

Excavator Finance Made Easy

When it comes to financing earthmoving equipment, including excavators, bulldozers, backhoe loaders, scrapers and graders, a custom solution is often called for, which is why the majority of yellow goods are financed by non-bank lenders as opposed to the banks.

With a tailored funding solution from Triple 8 Equipment Finance, you'll save time and money while protecting your credit score from unnecessary enquiries.

You can rely on our experience and determination to source the most cost-effective earthmoving equipment loan for your business from our panel of over 30 lenders, including the big banks.

• Low interest and no deposit options on all serialised Earthmoving Equipment

• 24-hour approvals

• Low doc (no financials required) loans up to $500k

• Purchase, lease or rent-to-own 

Private sales and dealer/auction purchases

• All older assets financed

• Credit impaired applicants acceptable

• Fast, yellow goods replacement loans

• Finance for start-ups and early-stage businesses (<2 year ABN)

• Up to 7 year loan terms available

Some of the brands we finance

Discover YOUR options...

Don't be mislead by rock-bottom online rate offers as they may not apply to your circumstances or asset specifications. We tell it like it is. Contact us for a no-obligation repayment estimate on your excavator or earthmoving equipment purchase.

Why Triple 8 Equipment Finance?


Hour approvals


Lenders to choose from


Finance with zero deposit

Your Gold Coast Plant and Equipment Finance Specialists

Triple 8 Equipment Finance are commercial asset finance specialists. We handle the entire process from application to settlement and can even look after your earthmoving equipment insurance requirements through our dedicated partner network.

The equipment finance market has evolved significantly over the past few years to include a wide range of specialist financiers and other bank competitors. We compare the market to provide you with the most competitive rates and best outcomes available, or to guide you in the right direction if your earthmoving equipment finance needs dictate a specialist funding solution.

We're dedicated to providing the highest level of service, fast turnaround on applications, and placing our customers’ needs first to ensure they come back to us, time after time.

We're available at all hours to take your call. Contact us on 1900 910 888, or use the button below to request a call-back at a time convenient to you.

Request a Call-back

Our Application Process

The application process for earthmoving equipment loans may vary from lender to lender, however these six steps outline the typical process we follow:

Step 1

Complete a brief telephone or face to face interview to discuss your borrowing requirements and current business situation

Step 2

Triple 8 will revert with a recommended lender strategy and provide a list of supporting information required from you to proceed

Step 3

Once we've receive your information we'll call you at a convenient time to complete your application over the phone before submitting it to the lender

Step 4

Provided no further supporting information is requested by the lender, an approval may be issued within as little as 24 hours

Step 5

Triple 8 will contact the seller to request the required documents and arrange an asset inspection, if required by the lender

Step 6 

Loan documents are drafted for signature once all vendor information has been returned


Once loan documents have been correctly executed and returned along with any remaining information, your broker will prepare final documents for lender settlement. Please allow up to 24 hours from return of signed documents for settlement to occur

Our Funding Partners

Through our extensive lender panel, Triple 8 has access to a wide range of financial products to provide tailored funding solutions for our clients.

In addition, we have direct access to a number of smaller, niche funders that provide working capital solutions. business loans and lines of credit as a value-added service to our customers.

Business equipment finance lenders, Brisbane, Sydney, Melbourne, Perth

Earthmoving Equipment Loans - Q & A

What kind of earthmoving equipment do you finance?

Triple 8 provides easy finance options for earthmoving equipment of all types and sizes, from mini excavators and tracked or wheeled loaders to heavy earthmoving and mining equipment. We finance both new and used equipment up to any age.

Can I get earthmoving equipment finance for a start-up business?

Yes, start-up businesses and new operators are eligible for earthmoving equipment loans just like any other established business. Triple 8 specialises in assisting new operators or start-up businesses secure earthmoving equipment loans and will guide you step by step through the application and document preparation process. Check out our helpful tips for start-ups and new ventures.

Do I need a deposit for an excavator loan?

Certain lenders may require non-property owners to put down a deposit of around 20% of the purchase price. Start-up businesses will also be required to use their own funds as a deposit. In some cases, the lender will accept unencumbered assets in lieu of a cash deposit provided there is enough equity in the equipment to cover their requirements.

I have bad credit, will that be a problem?

Not necessarily. Because we understand that things can sometimes go wrong in life, Triple 8 provides a number of options that allow businesses or individuals with impaired credit to secure a truck loan. When assessing an application for a bad credit truck loan, certain lenders will look beyond your credit file and take other factors into account, such as trading history and current financials.

Do I need to provide my business’ financials to get a loan?

Depending on your circumstances, earthmoving equipment loan applications may be made on a Low/No Doc or a Full Doc basis, each of which require varying degrees of supporting information. Full financials are not required for Low or No Doc applications, and depending on the required loan amount, you may not need to provide any financial information at all. At Triple 8, we will assess your eligibility for each option and advise you on the most suitable equipment loan options for your circumstances.

Can I get an earthmoving equipment loan if I have an overdue tax debt?

Yes, an outstanding ATO tax debt does not disqualify you from being approved for a new or used equipment loan however, depending on the amount of the loan, certain lenders may ask for evidence of an ATO payment plan.

Can I finance more than one piece of equipment at a time?

Absolutely. As an example, if you're looking to finance an earthmoving combination including an excavator, skid steer and a tipper truck, we'll structure your application/s accordingly to find you the best solution to suit your needs.

triple 8 equipment finance